Welcome to Kiaraservices.in. By using this website, you are considered to have read and agreed to the following terms and conditions:

You agree that Kiaraservices.in may, in its sole preference and without prior notice, dismiss your access to the website and block your future access to the website if Kiaraservices.in observes that you have violated the terms of these Terms and Conditions or any other Agreement(s). You also agree that any violation by you of the Agreement(s) will cause irreversible damage to Kiaraservices.in, for which monetary damages may be inadequate, and you sanction to Kiaraservices.in obtaining any equitable relief that Kiaraservices.in believes necessary or appropriate in such circumstances. These remedies are in addition to any other remedies Kiaraservices.in may have at law or in equity.

Payment and Imbursement Policy

Kiaraservices.in accepts Visa and Master Credit Card, Debit Cards and Net banking as mode of payments which are processed through our payment gateway partner. No information pertaining to payment is shared with us as you fill all the payment related information on your bank's site.

Recharge Kiaraservices.in has collaborated with a third party enabler for the recharge. We are not responsible for any delay, pricing or cancellation of recharge from mobile operators’ side. Though, we determine to keep the service above the acceptance levels. The member user is solely responsible for the selection of mobile operator and the recharge amount. Kiaraservices.in is not responsible for talk-time given against recharge done through Kiaraservices.in.com Since this is completely at mobile operator's disposal.


All transactions that are done through Kiaraservices.in. are final with no repayment or exchange permitted. You are responsible for the payment of the mobile number or DTH account number or bill payment and all charges that result from these payments. Kiaraservices.in shall not be responsible for any payment for an incorrect mobile number or DTH account number or bill payment number. In case, money has been charged to your card or bank account or pre-paid payment instrument and a payment/service is not produced by the service provider within a day (24 hours) of your completion of the transaction then you may notify us regarding the same by sending an email to tapashmodi7900@gmail.com. Please incorporate the following details:

- The mobile number or DTH account number or bill payment number

- Service provider name

- Payment value

- Transaction date

- Order number

Kiaraservices.in shall examine such events and if it is found that money was actually charged to your card or bank account or pre-paid payment instrument without delivery of the payment/service then you will be refunded the money within 21 working days from the date of receipt of your email. All refunds will be credited to your card or bank account or the Kiaraservices.in Balance. We shall have the sole discretion to define the mode of reversal from the above mentioned options.

Contact Information

You agree that we may collect, use and share certain information regarding the contacts contained in your device’s phone book (Contact Information) for Kiaraservices.in promotional and marketing purpose and also share it with any third party. By allowing Contact Information to be collected, you give Kiaraservices.in a right to use that Contact Information as a part of the service provided by Kiaraservices.in and you assure that you have any and all permissions required to share such Contact Information with us.

Amendment of Terms and Conditions

Kiaraservices.in reserves the right to change these conditions from time to time as it comprehends fit and your continued use of the site will indicate your acceptance of any adjustment to these terms. It is recommended for the user to check terms and conditions at every visit. No notification message will be sent subject to change in terms and conditions.


All the terms and conditions between you and Kiaraservices.in shall be governed by the law of India. By visiting Kiaraservices.in. you agree to the laws. Any dispute of any kind that might happen between you and Kiaraservices.in.com or its affiliates is subject to Surat jurisdiction only.

Headquarter of kiaraservices.in:

Puthvi Row House, Nr. Panna Tower, Anand Mahal Road, Adajan, Surat, Gujarat – 395009.

Kiaraservices.in is sensitive to the scenario dealing with data and information of a personal nature. You consent to the terms of our online Privacy Policy and to Our administering of such Personal Information for the purposes explained in this policy by registering on the Website or by subscribing to Our services. We request You to read this Policy in agreement with Terms and Conditions and to use these to make informed decisions.

This Privacy Policy sets out how Kiaraservices.in Wallet uses and guards any information that You provide when You use Our Website for any transaction. We are committed to ensuring that information shared by You is protected and We assure You that it shall solely be used in accordance with this Privacy Policy.


Your privacy is of ultimate importance to us. We follow systematic and rigorous procedures to protect the security of the information and data shared with Us. The information that You have shared on our Website is stored in secure server with encryption and can be accessed only for official purposes.


When you sign up with Kiaraservices.in you are required to provide us with certain basic mandatory information; that is - Your name and mobile number. We never request more information than is reasonably necessary to provide requested services. We assume all the information provided by You is true, accurate, current, non-misleading, consistent and relevant. Once the registration process is completed, the said mobile number and password can be used to access Your account every time You visit Our Website.


Kiaraservices.in Wallet uses Cookies to collect information for record keeping purposes and it makes navigate the website easier. Cookies are small text files that are stored on Users' hard drives. We will not use cookies to collect personal information without getting Your permission. We use both "session ID cookies" and "persistent cookies." Session ID cookies are used to store information while a User is logged into the site and expires when the User closes their browser. Persistent cookies are used to make tasks like logging into the site easier for returning Users by remembering a User's login information. Persistent cookies stay on a User's hard drive from one session to the next. You may choose not to receive cookies from Us by following instructions in the website.


Kiaraservices.in Wallet shall engage independent merchants to provide certain services and products related to the Website. Access to any of Your Personal Information by these merchants is limited to the information reasonably necessary in order for the merchants to perform their limited services for Us. We also insist that these merchants protect Your Personal Information in a manner consistent with this Privacy Policy and that the merchants shall not use or disclose Your personal information for any purpose other than providing Us with the products or services for which We have contracted. We will not sell, distribute or lease Your Personal Information to merchants.


Third-party ad servers or ad networks may serve advertisements on the Website. These third- party ad servers or ad networks use technology to send, directly to Your browser, the advertisements and links that appear on Kiaraservices.in Wallet. They automatically receive Your IP address when this happens. They may also use other technologies (such as cookies, JavaScript, or Web Beacons) to measure the effectiveness of their advertisements and to personalize the advertising content. Kiaraservices.in Wlalet does not provide any personally identifiable information to these third-party ad servers or ad networks without Your consent. However, please note that if an advertiser asks Us to show an advertisement to a certain audience or audience segment and You respond to that advertisement, the advertiser or ad-server may conclude that You fit the description of the audience they are trying to reach.


Kiaraservices.in Wallet has drawn up diligent security measures to protect the loss, misuse, and alteration of the information provided by You under Our control. At any point of time, when You change or access Your account information, We offer the use of a secure server. Once Your information is in Our possession, We obey to strict security guidelines, protecting the information against unauthorized access. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.